US mortgage brokers must be licensed through the NMLS and pass a national exam.A broker works with multiple wholesale lenders; a bank loan officer only offers that bank's products.Broker compensation must be disclosed in writing before you sign anything.This site describes categories of mortgage professionals — it does not rank or recommend a specific broker by name.Figures and licensing rules described here are those of the United States.Nothing you type into the tools on this site is sent to us.US mortgage brokers must be licensed through the NMLS and pass a national exam.A broker works with multiple wholesale lenders; a bank loan officer only offers that bank's products.Broker compensation must be disclosed in writing before you sign anything.This site describes categories of mortgage professionals — it does not rank or recommend a specific broker by name.Figures and licensing rules described here are those of the United States.Nothing you type into the tools on this site is sent to us.

Free download

The Mortgage Broker Readiness Guide

A short, practical guide for anyone about to talk to a mortgage broker, bank loan officer, or online lender. It walks through what to prepare, what to ask, and what to watch for.

A worksheet to organize your loan type, timeline, and documents
The full list of questions to ask before you hire anyone
A red-flag checklist to run during your first conversation
Official US sources to verify a license yourself

No payment, no account, no waiting for an email — the PDF downloads the moment you submit.

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